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Adulting 101: Why young adults need an advance directive

On Behalf of Jennifer D. Sharpe, P.A. | Aug 8, 2025 | Estate Planning |

Turning 18 and entering adulthood marks a new chapter in your life. It’s a thrilling time, full of new freedoms, experiences and the exciting prospect of shaping your own future. But with great freedom comes great responsibility, and “adulting” isn’t just about managing your own schedule or doing your laundry. It also means taking charge of important decisions about your health and well-being. That’s where advance directives come in. It might seem like a concern for “older” people, but it’s a vital step for every young adult.

Think of advance directives as your voice in times when you can’t speak for yourself. These legal documents ensure your health care wishes are honored, even if you’re temporarily or permanently unable to communicate. It might seem daunting, but it’s a crucial part of adulting.

Here are three key reasons why you need advance directives as a young adult:

1. Ensuring your medical wishes are heard

Imagine a medical emergency, far from home, where you’re unable to communicate your preferences. Without a living will, your parents or even the hospital might need to make difficult decisions without knowing your personal values. A living will allows you to specify what kind of medical care you want or don’t want. This is particularly important for life-sustaining treatments. Do you want aggressive interventions, or would you prefer comfort care? This document ensures your doctors and family understand and respect your choices, providing peace of mind for everyone involved.

2. Appointing your trusted decision-maker

While a living will states your wishes, who will carry out those wishes if you’re incapacitated? This is where a health care surrogate designation becomes vital. This document allows you to legally appoint a trusted individual – such as your parent, sibling or even a responsible close friend – to make medical decisions on your behalf if you cannot. Without this designation, your loved ones might have to go to court to get the authority to act, causing delays and added stress during an already difficult time.

3. Managing your personal affairs

It’s not just about medical decisions. What if you’re hospitalized and bills need to be paid, or a landlord needs to be contacted? A durable power of attorney allows you to designate someone to handle your financial and legal affairs if you become incapacitated. This person can access bank accounts, pay tuition, manage your apartment lease or even handle insurance claims. While not always directly related to a medical emergency, it ensures your practical responsibilities don’t fall behind during a health crisis.

Your future, your voice

Creating an advance directive might not be at the top of your “adulting” checklist, but it’s an empowering step. It gives you control over your future and immense peace of mind. Florida law doesn’t strictly require an attorney to draft these documents. Still, consulting with an estate planning lawyer offers invaluable clarity. They can help you explore all your options. They will help ensure your documents are legally sound and that your wishes will be accurately reflected. Taking this step now is a responsible way of protecting your future, providing certainty for yourself and your loved ones.

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